STORM DAMAGE FAQ
Our specialists deal with insurance claims every day. Most property owners seldom have this experience, and it can be quite daunting. After all, your home or business is damaged and you need to make sure it’s all done right!
At American Roof, we use Xactimate software to estimate your roof’s replacement cost, just like most insurance companies do. Your only cost is your deductible, per state law. Because this is a fair price, we can do a complete overhaul of your roofing system.
After we have completed a thorough inspection of your roof and determined the cause to be weather related, call your insurance agent to file your claim. Tell your agent that the roof has been professionally inspected and you have weather related damage.
You may be asked to provide three estimates. Feel free to do so, but in reality you are only required to have one from a professional roofer like American Roof Remember, the price is standardized anyway. Your insurance company will schedule an adjuster visit.
Let us know when the adjuster meeting is and we will be present to help the adjuster find all damage, help with ladder assists, roof measurements and cost evaluations. Our job with your adjuster is purely to make sure everything gets included, or to ensure the accuracy of the scope of the project. Pricing is set by national pricing standards. This greatly helps eliminate surprises and speeds up the process.
Storm Damage FAQs
Most states, prohibit insurance companies from cancelling policies for filing claims arising from severe weather related events. Similarly, rates cannot be raised individually for severe weather damage. Rates can only be raised across a broad area.
Even if your roof is older, but still storm damaged, insurance will likely pay the entire cost of your new roof. You are only responsible for your deductible. Why? The roof will leak eventually, causing much more damage and expense.
Hail damage cannot be seen from the ground, or by an untrained eye. If you see dents in metal or plastic objects around your home, you definitely need to have your roof inspected by a professional trained to spot hail damage.
High winds can permanently damage the integrity of your roof. Likely, for every shingle that is missing, many more are now loose and will leak in a windy rain and break off over time. Definitely have a professional like American Roof inspect your roof to recommend the appropriate repair or replacement. Wind damage is often covered under your homeowner’s insurance.
Roof Repair After a Storm
Leaking roofs are not only a nuisance, they can lead to bigger problems down the road. Water will damage wood, drywall, paint and can also be dangerous in the vicinity of electrical devices.
Left unchecked, water accumulation can also lead to hazardous mold growth.
If your roof is leaking, call the our professional roof repair team. We will identify the problem area and detail a custom solution. With our roof warranties, you won’t have to worry about a leaky roof again.
Still Have Questions?
If you still have questions about storm damages, please do not hesitate to contact us. Give us a call or fill out our online form and our team of experts will get back to you as soon as we can. We look forward to hearing from you soon!